Reservation of Rights (ROR) Letter – Explanation and FAQ
February 10, 2026
A Reservation of Rights (ROR) letter is a notice from an insurance company stating that it will provide a defense to its insured while reserving the right to deny coverage
A Reservation of Rights (ROR) letter is a notice from an insurance company stating that it will provide a defense to its insured while reserving the right to deny coverage
In Anderson v. Farmers Insurance, the Washington Court of Appeals issued a significant opinion clarifying when injured plaintiffs may pursue claims against an at-fault driver’s insurance company—especially after a bankruptcy
When families lose a loved one due to government negligence, the natural question becomes: Can we pursue punitive damages to hold the government fully accountable? The Idaho Supreme Court’s 2025
What injured skiers—and their families—should know when seeking accountability. When a loved one is catastrophically injured on a ski mountain, families often want more than compensation—they want accountability. In many
The Washington Supreme Court’s 2025 decision in Erickson v. Pharmacia LLC, 578 P.3d 306 (2025), marks a pivotal moment in product liability litigation—especially when it comes to punitive damages. Although the plaintiffs
You pay your homeowners insurance premiums for peace of mind. When something goes wrong—a fire, storm damage, water leak, or burglary—you expect your insurance company to respond with support. But
Spokane Valley, WA – July 2025 — If you’re a policyholder in Washington State, there’s important news about how your insurance company may be using Artificial Intelligence (AI) to make decisions about your
After the wrongful death of a loved one, it’s natural to feel overwhelmed, confused, and unsure of what steps to take next. One of the questions families ask is, How
Losing a loved one is one of the most challenging things a person can experience. When that loss is caused by someone else’s careless or wrongful actions, the pain is
If you were hurt in a crash and are considering legal action, you’re probably wondering how long the process takes. Unfortunately, there’s no single answer. Car accident settlements take a